Advantages and Disadvantages of Linking Aadhaar Card

Today I would like to talk about the largest Nation Based Identification Project of the World; Yes, you people guessed it right. I am talking about 12 digit UIDAI (Unique Identification Number Authority of India) – Aadhaar Card.

The document or the ID which has become one of the most important document in recent years and as per the Government guidelines needs to be linked to your bank account by 31st March 2018.

However, as per Supreme Court’s judgment passed on 13th March 2018, the deadline to link the aadhar has been increased indefinitely. This information has just come so updated the same with.

Nowadays, Aadhaar Card (UIDAI) is mandatory for any official purpose, to get the Government ID proofs, bank account opening or for any such kind of services. Aadhaar Card (UIDAI) can be easily made from the Nearest Government recognized Aadhaar Enrollment Centre.

ALSO READ – How to Link Your Mobile Number With Your Aadhaar From Home

We all know Aadhaar has become one of the most important documents however, there are some Advantages & Disadvantages related to the same. Therefore, we need to keep that in mind & take utmost care of the same. Let’s start us with the Advantages of Aadhaar followed by few Disadvantages.

Advantages:

1. Direct Benefit Transfer (DBS): In order to get the Government subsidy directly transferred to his/her account, a person needs to link the 12-digit Aadhaar number with the bank account & with the related scheme. Likewise in order to get the LPG subsidy credited in the bank account, one needs to link the Aadhaar number with the PAHAL scheme & also with the bank account. As per the news source government has saved approximately Rs.57000/- crore through Direct Benefit Transfer Scheme.

2. Jan-Dhan Yojana: For opening a bank account under Jan Dhan Yojana scheme or otherwise, Aadhaar is required. Under Jan Dhan Yojana bank account comes with great set of benefits like Zero Balance facility, Rupay Card, Accidental Insurance & many more such benefits.

3. Monthly Pension & Provident Scheme: To get the Pension & Provident fund amount credited to his/her respective bank account, person needs to link the Aadhaar with their respective Pension or PF account.

4. Passport & other government documents: Passport & voter Id card are also linked to aadhar card. This will speed up the Passport obtaining procedure & also will eliminate the bogus voters, once linked to voter ID cards.

Disadvantages:

1. Misuse in Banking Details/Transactions: As already discussed that Aadhaar is inked to bank accounts therefore, if Aadhaar information is leaked or misused then this can lead to serious problem/s for the bank account holders, ATM & Credit card holders & Online Banking Customers also.

2. Foreign Handling: As the Aadhaar data is maintained by Private companies therefore, they can use this data to entertain foreign companies I terms of R&D. This will lead to Data Erosion to the foreign companies & hence compromise the privacy of the individuals.

3. Problems due to Centralization: As Aadhaar is managed and operated by Supreme Authority of the country, it can lead to centralization problems as the authority is free to manipulate & create new orthodox rules which might affect Aadhaar card holders and Nation as a whole.

4. Individual Information May be compromised: Being a record of biometrics of a person (Finger Prints & Iris) associated with 12 digits numerical. it is linked with various important ids (Passport, License, Ration Card, etc. as discussed). The information of the individual regarding the same can be compromised, if handled otherwise. This is one of the biggest risks going forward with the Aadhaar, as we know that most of the government officials are corrupt & they won’t mind manipulation people’s information for some extra income.

5. Uneasy to use: As more than 30% of the country’s population is illiterate as they can’t understand as how to operate, where & with whom to operate. Also, there are some rural areas where this facility has still not reached therefore; the people from these areas are still not getting benefits associated with Aadhaar.

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